Bajaj Finserv Q1 Results: Profit After Tax (PAT) Soars 48% YoY to Rs 1,943 crore; Revenue Surges 47%

MUMBAI – Bajaj Finserv Ltd reported a 48.4% year-on-year (YoY) rise in consolidated net profit for the quarter ended June 2023 to Rs 1,942.63 crore. Revenue from operations rose nearly 47% YoY to Rs 23,280 crore.

Its subsidiary Bajaj Finance recorded its highest-ever quarterly increase in customer franchise of 3.84 million and the highest-ever new loans booked of 9.94 million in the June quarter.

“Macroeconomic conditions were stable during the quarter with a higher level of business confidence,” the company said.

The strong performance of all subsidiaries helped Bajaj Finserv report an all-time high quarterly profit.

Subsidiaries Performance

Bajaj Finance, in which Bajaj Finserv holds over 52% stake, reported an over 32% YoY rise in consolidated net profit to Rs 3,437 crore, while net interest income increased 26% to Rs 8,398 crore.

The assets under management (AUM) as of June 30, stood at Rs 2.70 lakh crore, up 32% from the year-ago period. The company recorded the highest-ever quarterly increase in its AUM of Rs 22,718 crore.

The general insurance subsidiary Bajaj Allianz General Insurance reported a gross written premium of Rs 3,834 crore, up 23% from the year-ago period.

The net earned premium for the quarter stood at Rs 1,938 crore, compared to Rs 1,852 crore a year ago.

The underwriting loss for the quarter stood at Rs 42 crore, compared with a loss of Rs 61 crore a year ago.

The AUM, represented by cash and investments as of June 30, was Rs 28,611 crore, compared to Rs 25,362 crore a year ago.

Meanwhile, Bajaj Allianz Life Insurance Co’s gross written premium declined 7% on year to Rs 4,058 crore. The new business premium was Rs 2,159 crore, compared to Rs 2,917 crore a year ago.

Renewal premiums in the quarter increased by 31% on year to Rs 1,899 crore.

The AUM, represented by total investments, stood at Rs 95,317 crore as of June 30, 15% higher than the year-ago period.

After the earnings, shares of Bajaj Finserv traded nearly 1% higher on the National Stock Exchange at Rs 1,639.

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