Oakland to give free debit cards to low-income residents

Oakland is once again handing out pre-loaded debit cards to low-income residents and workers to help cover the costs of public transportation.

Following on the success of the 2021-22 Universal Basic Mobility (UBM) project in East Oakland, the city has begun distributing 1,000 debit cards to low-income West Oakland residents and workers who sign up and take a brief survey.

The debit cards are loaded with $160 that can be transferred to a Clipper card and used on BART, AC Transit, BayWheels bike share, Lime and VeoRide E-scooters, Amtrak and other forms of public transportation. The cards cannot be used for ride-sharing services such as Uber and Lyft. When the funds run out, the cards will be reloaded with an additional $160.

To be eligible, participants must live or work in West Oakland and earn less than the area median income of $103,500 annually for a single person and up to $192,250 for an eight-person household, city officials said.  When the city ran a similar program in East Oakland two years ago, 44 % of participants were from households reporting annual incomes of less than $25,000.

“Too many West Oakland residents struggle to afford their transportation costs. This innovative project will help 1,000 low-income West Oaklanders afford sustainable modes of transit like BART, AC Transit, BayWheels and E-scooters, while reducing auto dependence and wear and tear on our roads,” said Josh Rowan, the city’s transportation director.

This is the second time Oakland has distributed debit cards to low-income people for public transportation costs. A project two years ago distributed $300 debit cards to 500 East Oakland residents with positive results, city officials said.

More than 65% of participants used the card to primarily pay for trips to work or school, according to a city report.

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