For consumers seeking a card that offers elevated rewards on day-to-day purchases, the Blue Cash Everyday Card from American Express delivers. The card offers 3% cash rewards on a moderate amount of spending in categories like U.S. supermarkets, U.S. gas stations, and U.S. online retail.
The most unique highlight of the American Express Blue Cash Everyday card is its 3% rewards on up to $6,000 in U.S. online retail spending annually, but the card also earns 3% rewards on spending in other useful categories as well. Earn 3% cash back on up to $6,000 of eligible purchases at U.S. supermarkets per year. Earn 3% cash back on up to $6,000 of eligible U.S. online retail purchases per year. Earn 3% cash back on up to $6,000 of gas purchases at U.S. gas stations per year. Earn 1% cash back on all other eligible purchases. Terms apply.
The Blue Cash Everyday Card from American Express offers excellent rewards for U.S. online retail purchases, but its rewards on grocery and gas purchases could be better.
Pros:
– U.S. online retail bonus category is unique. Few other cards offer as much cash back for online shopping outside of a few select merchants.
– The card gets you access to Amex Offers, merchant-specific promotions that can get you additional cash back on purchases at select merchants.
Cons:
– The Blue Cash Everyday Card offers no extended warranty benefit.
– Other cards with no annual fee offer unlimited 3% rewards on grocery store or gas purchases — the Blue Cash Everyday Card caps each of these categories at $6,000 in spending each year.
The Blue Cash Everyday Card from American Express offers new cardmembers a $200 welcome bonus after spending $2,000 on purchases within the first six months of having the card.
The Blue Cash Everyday Card earns bonus cash back rewards in several everyday spending categories, including U.S. supermarkets, U.S. online retail, and U.S. gas stations. Here are the details:
– 3% on up to $6,000 of eligible purchases at U.S. supermarkets per year.
– 3% on up to $6,000 of eligible U.S. online retail purchases per year.
– 3% on up to $6,000 of gas purchases at U.S. gas stations per year.
– 1% on all other eligible purchases. Terms apply.
You can redeem your rewards online through the American Express website with no redemption minimums. To redeem your rewards, simply look for the panel labeled “Reward Dollars” and click on “Explore Rewards”.
Rewards can be redeemed for a statement credit, which will be posted to your account within three business days. Note that the statement credit cannot be used to satisfy your minimum payment.
The American Express Blue Cash Everyday card offers cardmembers access to the Amex Global Assistance hotline, plus a few additional notable benefits. $84 Disney Bundle Credit – Receive a $7 monthly credit when you charge your $12.99 monthly subscription to The Disney Bundle to your card. Enrollment required. $180 Home Chef Credit – Get up to $15 monthly statement credits when you make purchases at Home Chef with your card. Enrollment required. American Express Experiences – Access ticket presales and cardmember-exclusive events.
The Blue Cash Everyday Card offers decent rewards on a limited amount of spending at U.S. supermarkets, U.S. gas stations, and U.S. online retailers. If you spend less than $6,000 annually in each of these categories, the card can earn you as much or more rewards than other cards with no annual fee.
If you’re looking for travel rewards, consider a card like the Chase Sapphire Preferred or Chase Sapphire Reserve that offers better rewards on travel, plus essential trip insurance benefits like Trip Delay Protection.
Finally, there are plenty of reasons to use a credit card for almost every purchase and having a 2% card in your wallet is a good alternative if your spending doesn’t match up with the Blue Cash Everday’s bonus categories.
For consumers who spend a moderate amount of money at U.S. supermarkets, U.S. gas stations, and U.S. online retailers, the Blue Cash Everyday card offers excellent rewards on a card with no annual fee. If you spend more than $6,000 in any of these categories or want to protect the things you buy with the card, consider a card with uncapped category rewards or an extended warranty benefit.
Looking for something else? Start your search for a new credit card here.
Editorial Disclosure: All articles are prepared by editorial staff and contributors. Opinions expressed therein are solely those of the editorial team and have not been reviewed or approved by any advertiser. The information, including rates and fees, presented in this article is accurate as of the date of the publish. Check the lender’s website for the most current information.
This article was originally published on SFGate.com and reviewed by Lauren Williamson, who serves as Financial and Home Services Editor for the Hearst E-Commerce team. Email her at lauren.williamson@hearst.com.