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Personal saving

How to harvest 0% capital gains amid the latest stock market rally

by Adrian Jhonsan
How to harvest 0% capital gains amid the latest stock market rally

During a strong year for the stock market, a lesser-known strategy could help rebalance your portfolio and save on future taxes. The tactic, known as tax-gain harvesting, involves strategically selling …

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How to make the most of leftover 529 college savings account money

by Adrian Jhonsan
How to make the most of leftover 529 college savings account money

Stephen Swintek | DigitalVision | Getty Images As families try to offset the increasing cost of college education, many have turned to 529 college savings plans as a strategy.  These …

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What TikTok’s ‘underconsumption core’ trend means for your money

by Adrian Jhonsan
What TikTok’s ‘underconsumption core’ trend means for your money

Sophie Hinn with a pencil holder her mom made out of trash. Courtesy Sophie Hinn Using only one water bottle. Finishing that tube of makeup before buying another. Owning furniture …

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Federal minimum wage has been $7.25 for 15 years. How that may change

by Adrian Jhonsan
Federal minimum wage has been .25 for 15 years. How that may change

Activists demonstrate in support of a $15-per-hour minimum wage and tips for restaurant workers in Washington, D.C. on Feb. 8, 2022. Mandel Ngan | AFP | Getty Images The federal …

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Harris calls for child tax credit of up to $6,000 for newborn children

by Adrian Jhonsan
Harris calls for child tax credit of up to ,000 for newborn children

U.S. Vice President Kamala Harris speaks at an event with U.S. President Joe Biden (not pictured) in Prince George’s County, Maryland, U.S., August 15, 2024.  Elizabeth Frantz | Reuters Vice …

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This overlooked risk can ‘make or break’ your portfolio, advisor says

by Adrian Jhonsan
This overlooked risk can ‘make or break’ your portfolio, advisor says

How sequence risk hurts your portfolio Investors can typically start withdrawing funds from retirement accounts without penalty at age 59½. But there’s a big risk for younger retirees or near-retirees …

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59% of Americans wrongly think U.S. is in a recession, report finds

by Adrian Jhonsan
59% of Americans wrongly think U.S. is in a recession, report finds

Shoppers at a Walmart store in Secaucus, New Jersey, US, on Tuesday, March 5, 2024. Gabby Jones | Bloomberg | Getty Images We are not in a recession “Right now …

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Vance wants to raise the child tax credit to $5,000

by Adrian Jhonsan
Vance wants to raise the child tax credit to ,000

The Republican vice presidential candidate, Sen. JD Vance, speaks at a campaign rally at NMC-Wollard Inc. / Wollard International in Eau Claire, Wisconsin, Aug. 7, 2024. Adam Bettcher | Getty …

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Trump’s plan to cut taxes on Social Security could threaten benefits

by Adrian Jhonsan
Trump’s plan to cut taxes on Social Security could threaten benefits

Republican presidential nominee and former U.S. President Donald Trump holds a campaign rally in Harrisburg, Pennsylvania, U.S., July 31, 2024. Elizabeth Frantz | Reuters Trump’s plan could move insolvency for …

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How Harris’ running mate Tim Walz could help shape child tax credit

by Adrian Jhonsan
How Harris’ running mate Tim Walz could help shape child tax credit

Minnesota Governor Tim Walz in the Governors Reception room in the State Capitol Wednesday, November 30, 2022 St. Paul, Minn. Star Tribune Via Getty Images | Star Tribune | Getty …

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