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Personal saving

How to save on future taxes for mutual fund capital gains distributions

by Adrian Jhonsan
How to save on future taxes for mutual fund capital gains distributions

Kate_sept2004 | E+ | Getty Images More from ETF Strategist Here’s a look at other stories offering insight on ETFs for investors. Many mutual fund families have released distribution estimates …

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Tips to help holiday shoppers save money and avoid debt this season

by Adrian Jhonsan
Tips to help holiday shoppers save money and avoid debt this season

Aire Images | Moment | Getty Images Holiday shoppers won’t have to look far to find deals this season. While Covid-era supply chain strains have eased, consumer spending has declined, …

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Black Friday deals aren’t always the best. How to snag lower prices

by Adrian Jhonsan
Black Friday deals aren’t always the best. How to snag lower prices

By most accounts, Black Friday and Cyber Monday promise some of the lowest prices of the season. And in 2023, more people than ever plan to take advantage of the …

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Tipping once rewarded good service. Now it predicts how you’re treated

by Adrian Jhonsan
Tipping once rewarded good service. Now it predicts how you’re treated

Instacart operates similarly; shoppers see a list of batches that are available to them in their area, as well as the expected customer tip, and they may select the one …

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Loophole for parent borrowers shut out of student loan relief measures

by Adrian Jhonsan
Loophole for parent borrowers shut out of student loan relief measures

Once families hit their federal student loan limits, they often turn to federal Parent PLUS loans to secure the financing they need to send their children off to college. As college costs rose, …

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GOP’s IRS funding cut would hurt customer service goals

by Adrian Jhonsan
GOP’s IRS funding cut would hurt customer service goals

U.S. Treasury Secretary Janet Yellen outlines the improvements the IRS will deliver to taxpayers in 2024, during remarks at IRS Headquarters in Washington on Nov. 7, 2023. Kevin Lamarque | …

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No. 1 myth about high-yield savings accounts

by Adrian Jhonsan
No. 1 myth about high-yield savings accounts

High-yield savings accounts can help your money grow faster than traditional savings accounts, but many people mistakenly think that the returns these types of accounts can deliver are too good …

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Customers grapple with deposit delays at big banks

by Adrian Jhonsan
Customers grapple with deposit delays at big banks

A man walks by the Bank of America headquarters in New York on July 18, 2023. Eduardo Munoz | View Press | Getty Images Customers at several big banks on …

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Federal Reserve may not hike interest rates. What that means for you

by Adrian Jhonsan
Federal Reserve may not hike interest rates. What that means for you

Credit card rates top 20% Most credit cards come with a variable rate, which has a direct connection to the Fed’s benchmark rate. After the previous rate hikes, the average credit card …

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How to save by taking funds from inherited retirement accounts now

by Adrian Jhonsan
How to save by taking funds from inherited retirement accounts now

Elenaval | Room | Getty Images More from Year-End Planning Here’s a look at more coverage on what to do finance-wise as the end of the year approaches: But if …

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