As scorching heat waves continue to sweep across many countries, Canadian tourists travelling abroad may be at risk of falling ill from the extreme heat, potentially leading to hospitalization. Last week, temperatures reached as high as 40 to 52 degrees Celsius in various areas, from the bustling streets of China to the historic cities of Europe and the sun-soaked beaches of the southern United States.
Martin Firestone, president of Travel Secure, an insurance brokerage in Toronto, emphasized the role of climate change in affecting travelers in every season. He mentioned that the wildfires and extreme heat are taking a toll on travel and insurance companies. However, it’s not just heat stroke that poses immediate danger. Falling on scorching pavement during extreme heat, as seen in cases in Arizona and Nevada, could cause third-degree burns.
For those planning or currently travelling in regions experiencing soaring temperatures, it is important to take precautions to protect against the relentless heat. Firestone recommends having cancellation and interruption insurance for travelers heading to areas with extreme heat. This insurance covers extra costs if you need to return home earlier or later than planned.
It is also crucial to purchase travel health insurance if you plan to travel outside of Canada, even for a day in the United States. This is because Canadian health insurance may not cover medical bills while you are abroad. Ensuring you have the right insurance is important in case you fall ill from heat exhaustion or any other unexpected medical emergency. There is no pre-existing clause related to heat exhaustion or heat-related illnesses in most travel health insurance policies.
If you do experience a heat-related illness, it is important to promptly contact your insurance company. They will guide you on the necessary steps to take and the coverage provided. While traveling, it is recommended to stay hydrated, find a cool area, and seek medical attention if you experience symptoms of heat exhaustion. Symptoms include heavy sweating, weakness, dizziness, headache, diarrhea, muscle cramps, low blood pressure, and disorientation. Heat stroke, which is more severe and requires immediate medical attention, is characterized by a high core body temperature, loss of consciousness, reduced cognitive function, and cessation of sweating.
In conclusion, it is crucial for Canadian tourists traveling abroad to take precautions against the extreme heat and ensure they have appropriate insurance coverage in case of any heat-related illnesses. Staying hydrated, finding cool areas, and seeking medical attention when necessary are essential steps to take.